By the time Einat Steklov moved to the United States from Israel in 1996, she had already served in Israeli Defense Forces, graduated from Tel Aviv University Law School and worked in a corporate law firm.
But she couldn’t get a phone line because she needed a credit history in the U.S.
“I recall sitting there thinking I need a credit card. I made good money, my husband made good money and we could not establish credit,” says Steklov, founder and CEO of Kashable, a lending model offered through employers for employees to have easy access to credit.
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